An operating expense is an ongoing expense a business incurs through its normal business operations. Operating expenses include rent and premises costs, office operation costs, travelling and marketing, payroll and other staff costs, insurance, and funds allocated for development.
The operating expense ratio is, generally, computed to show the relationship between an individual expense or group of expenses. These ratios are used to track increases and trends in business expenditure.
A list of Ratios used to determine these factors are:-
• Expenses as a % of Total Expense
• Personnel Expense Growth
• Operating Expense Growth
• Premises Expense Growth
You can select:-
- Quarter end Date
- Credit Union
- Peer Group
- Asset Ranges
- All Credit Unions
- Trend Line - Options are 1, 2 and 3 Year Trends