Merger Analysis

Basic description

The Merger Analysis allows us to create a forecast for the next 5 years, in order to see the effect of a potential merger with another Credit Union or State. The default ratio is set on the last financial year. By adjusting the parameters(see sample picture below), for example the Asset Growth, Loan % to Assets, Relationship funding rate, you can create a picture of what the next five years will look like. Once you have updated the parameters the following reports will update

• Balance sheet for the next 5 years
• Income Statement for the next 5 years
• Performance Ratios are recalculated
• Once the ratios are updated, it draws the capital ratio

Uses

Forecasting Tool with adjustable parameters

Options
You can select:-

•  Quarter end Date
•  State
•  Credit Union
•  Merge With?
      - No Merger
      - List of all States
•  Credit Union
      - No Merger