Capital Adequacy Trends

Basic description

Capital Adequacy Ratio is the ratio of a credit union’s capital to its risk. National regulators track the Capital Adequacy Ratio to ensure that it can absorb a reasonable amount of loss and that it complies with statutory Capital requirements.

Uses

To measure a credit union’s available capital expressed as a percentage of the credit unions risk-weighted credit exposure. The Capital Adequacy Ratio, also known as capital-to-risk weighted assets ratio is used to protect depositors and promote the stability and efficiency of financial systems around the world.
The following Ratios are used:-

• Net Worth Ratio

 • Solvency Evaluation (Estimation)

 • Total Delinquent Loan/Net Worth

• Classified Assets(Est.) / Net Worth

 Options
You can select:-

•  Quarter end Date
•  State
•  Credit Union
•  Peer Group
      - Regions
      - Asset Ranges
      - All Credit Unions
•  Trend Line - Options are 1, 2 and 3 Year Trends