This report shows new and total loans by regions and branches, and ranks them by value, percentage of the total and average rate. The report can be focused on regions or branches, or on business areas or products. The start month of the report can be varied to show any month in history. Deposits/shares paying zero interest can be included or excluded.
This report focused managers on where the business is concentrated in the institution and how well each region or branch is performing relative to its peers, in terms of volume, growth and profitability (interest rates charged or paid). Outliers can be seen easily for focus or remedial action. The ability to include or exclude zero interest deposits/shares means both average funding cost and average real deposit interest rates can be shown.
You can select:-
The start month for the report
Loans or deposits
• If deposits, whether to include or exclude zero interest deposits/shares.
A single branch, group of branches (e.g. region), or the whole institution
Whether to examine the portfolio by:-
• Product class (business lines, e.g. mortgages)
• Product group (usually product types, e.g. fixed rate residential mortgages)
• Products (specific named products)