Loan Rate Analysis

Basic description

The focus of this report is to present the weighted average rate of the loan portfolio (new or all outstanding loans) by business line and product, with the option to further refine by region or branch. The report allows comparison of the number, value and weighted average rate of loans against previous month or the same month last year.

Uses

This report allows managers to monitor the medium and longer-term trends for a business line or product in both loan volumes and weighted interest rates. Selection of just the new loans accentuates the trend and can highlight how volume is responding positively or negatively to changes in interest rates.

Options

You can select:-

 A single branch, group of branches (e.g. region), or the whole institution
 The month for the data.
 New loans or outstanding loans