Branch Loan Trends

Basic description

This report shows, using a variety of presentation methods, lending trends over the last 13-month period by region, branch, business area and product, either for all outstanding loans, or just new loans in the period. Trends can be shown by number of loans, the total of their original disbursed amounts, or total outstanding balance. The presentation can either show all regions and branches, or the user can select a specific region or branch and focus in on new loans by product for the region or branch selected. Similarly, analysis can be focused on business lines (e.g. mortgages, credit cards) or specific products.

Uses

This report is particularly useful for highlighting trends by the use of line graphs and heat maps. Managers can quickly identify product, geographic and seasonal trends to take advantage of market opportunities or take remedial action where necessary.

Options

You can select:-

 A single branch, group of branches (e.g. region), or the whole institution
 A product, group of products (up to two levels of grouping) or the whole portfolio
 New loans or outstanding loans

     Whether to show the:-
           •  Number of loans
           •  The total original balance
           •  The total outstanding balance

 One of the seven presentation options “Saved States”, for example:-
           •  By currency (chart):             A line graph showing the whole institution
           •  By branch (heatmap):         A chart by branch, highlighting higher values
           •  By region (heatmap):          As above, for regions