This report shows the total portfolio for each of the last 12 months, with the proportion being paid on time, and the non-performing loans broken down by NPL ranges (1-30 days, 31-60 days, etc). The data is shown in graph and table form. Hovering over a data point on the graph reveals the range for each line. The portfolio breakdown can be shown in percentage or absolute value terms, and the report can be focused on regions or branches, or on business areas or products.
This report allows users to see how risks are developing over time, for example showing an increase in longer term non-performing loans. Conversely with this report managers can monitor efforts to improve recovery of delinquent loans, which should show a reduction in the higher NPL bands over time. Focusing on specific regions/branches or business areas/products shows whether trends are general or specific/localised.
You can select:-
A single branch, group of branches (e.g. region), or the whole institution
Whether to examine the portfolio by:-
• Product class (business lines, e.g. mortgages)
• Product group (usually product types, e.g. fixed rate residential mortgages)
• Products (specific named products)
Whether to breakdown the portfolio by percentage or value
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